November 28, 2014

Contract Phones No Debit Card

You may be wondering if you can get a contract phone without a debit card? – We are here to help you answer this question. If you are applying for a mobile contract online with a network or through a retailer, you will notice that they ask you for a debit card. The same is true in high street mobile phone shops. The reason why it’s so important is because the company needs to do a credit check, and check that you are who you say you are, in other words, for identity purposes. So as you can tell, there’s good reasons why a debit card is needed. But what if you don’t have one, and really want a contract mobile deal? Well, there’s a few ways to get around this so follow our tips below.

1. Do You Have A Visa Electron Card?

A lot of people assume that they can’t get a contract phone with a visa electron card. The Visa Electron is a limited version of a Visa card, and is popular with students, teenagers, or people with bad credit. You might be assuming that it can’t be used for a the purposes of a phone contract. If you have one of these, then the good new is that you can take out a contract mobile!

The only network which accepts a Visa Electron is Vodafone. It is currently the only mobile phone network which does so.

2. You Don’t Have Any Credit Or Debit Card?

If you don’t have a debit card and want a mobile phone, then there’s a really easy and simple solution around this. Apply for a chip and pin credit card. Ok, maybe reading credit card has put you off one of these already, but these are NOT like normal credit cards so you have nothing to worry about. They are easy to apply for, have guaranteed acceptance and can also help you get a mobile phone contract! Downsides? There are none!

Prepaid credit cards can be used like normal credit cards, but there’s one big difference, the money on this card is all your own. So they work like pay as you go mobile phones, all you do is top-up your credit card, and use it where and when you wish. The good news is that they can be used for the purposes of a mobile phone deal too. Another advantage with these cards is that you can’t spend more than you have.

There is no credit check involved with prepaid credit cards, so you are guaranteed to be accepted as long as you fullfill a few simple criteria (such as being over 18). If you apply today, then you could have your card tomorrow and that means you can come back on our site to apply for a contract phone online! Currently, there are two main companies we recommend you use, as they provide a fantastic service and are easy to apply with.

They are:

  • Bread MasterCard
  • Splash Plastic Maestro Card

Why Are PrePaid Credit Cards So Good?

  • No credit check so you will get accepted (guaranteed)
  • Can apply even if you do not have a bank account
  • Can easily transfer money to and from bank account
  • Easy to top-up from a Post Office or a PayPoint outlet
  • Use it like a normal credit card to buy things and at the ATM
  • There’s many other benefits too, click on one of the banners below to find out more!

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