Get Accepted Today! Even if you have a bad credit rating (or no credit rating for that matter). Follow our tips below to get accepted. We have helped thousands of users get a mobile phone or SIM Only contract.
Vodafone - Recommended… Click Here to go the Vodafone Website
Vodafone is a great choice for those wanting a mobile phone contract with a bad credit history. Vodafone SIM Only deals offer the best chance of acceptance and are highly recommended. Vodafone also accept Visa Electron cards.
Virgin – Recommended… Click Here to go to the Virgin Website
Virgin have a very high acceptance rate on mobile phone contracts as well as other deals! With an easy credit check they accept virtually everyone! With a great choice of phones and some of the best deals available, they are the best option for bad credit applicants so try them out now!
T-Mobile – Recommended…. Click Here to go to the T-Mobile Website
T-Mobile are a great network!! T-Mobile SIM Only deals offer the best chance of acceptance with bad credit. They also have some excellent mobile phone contracts. For people with bad credit history, the credit check for SIM Only is easier.
Three – Recommended (SIM Only)… Click Here to go to the Three Website
All applicants welcome (99% acceptance) on The One Plan – 3 Mobile have excellent acceptance rates when it comes to SIM Only contracts. People with low credit scores are approved, and after three months you can upgrade to a full contract too. Do not apply for a mobile phone contract straight away though. Go SIM Only, then upgrade when you have a payment history.
Orange – Not Recommended… Click Here to go to the Orange Website
Orange is an ok choice since they have some great deals, are a popular network, and cater for those with adverse credit. However the credit check is difficult to pass, and you should try one of the networks above.
O2 – Not Recommended… Click Here to go to the O2 Website
O2 is a very popular network and for good reasons. O2 can be quite strict with their credit check, however it is much easier to pass online than in a retail shop. With some good mobile phones, you can still get accepted if you apply.
# TIP 1 – Apply Directly Online With T-Mobile, Vodafone or Virgin.
The best way to get a mobile phone contract is to apply directly with the network online! It works – try the recommended networks below - Vodafone or T-Mobile or Virgin. It’s well known that credit checks are easier if you apply directly with the network as opposed through a mobile phone shop such as Phones4U. They are also easier online as your individual application is more likely to be considered.
# TIP 2 – Apply For a Lower Value Tariff And Handset
If you have a bad credit rating and apply online, the network will consider your individual application. To maximise your chances of acceptance, avoid high value phones such as the iPhone. Instead apply for mobile phones which are worth lower in value and are reasonably priced. Also avoid expensive tariffs as this will also count against you.
This is because the more expensive the handset and tariff, the more of a “risk” you are to the network. So by applying for a lower value tariff and mobile phone you are lowering your risk and your approval chances will greatly improve.
# TIP 3 – Consider A SIM Only Contract
It’s no secret that the credit checks are MUCH EASIER on SIM Only contracts. In fact, many of the people that successfully applied for a contract on our site went for a SIM Only plan. If your credit history is very bad, then we strongly recommend you go for a SIM Only deal. Since you will not receive a mobile phone and only the benefits of the tariff, you will be less “risky” to the network and are much more likely to get approved.
Build Your Credit Rating & Trustworthiness – If you go for a SIM Only contract, then wait for a few months to build trust with the network. You can then apply for a mobile phone contract, and will be much more likely to be accepted! Many people do this and find that it works.
Top Recommendation: Click Here to Apply for a Three SIM Only Contract
Recommended: Click Here to Apply for a Vodafone SIM Only Contract
Recommended: Click Here to Apply for a T-Mobile SIM Only Contract
And that’s it…
Follow our three tips above now to give yourself the best chance of acceptance!
We know they work because of extensive research, our close relationships with the networks, and most importantly customer feedback. We constantly get e-mails from people who have been refused a contract phone and have a bad credit history, but got accepted after following our tips. We recommend you choose a network and apply now – you’ll be glad you did.
There may be no such thing as no credit check, but we do believe you can get an easy credit check by following our tips. It also helps if you are employed, have residence history at the address you live in and are on the electoral roll.
Please be sure to send us a testimonial and vote on our poll on the right! We hope you found our website useful. We also regularly review the best bad credit mobile phones on our blog.
No Credit Check Mobile Phones
A lot of people find our website because they are looking for no credit check mobile contracts. This is because they normally have a bad credit history, and don’t think they can pass the credit check for the type of mobile phone contracts they really want.
If this is you then please read on. It would be great if there were contract phones with no credit check. Unfortunately, they do not exist. Unlike payday loans no credit check mobile phone networks only want the most reliable customers and they expect you to pass a credit check. But bad credit mobile contracts do exist.
As our website shows that you can still get accepted for a mobile phone contract or a SIM Only contract even if you have a bad credit history. We are always receive e-mails from people who have been refused before, have a bad credit rating, but STILL got accepted after following our tips.
So whilst we or no one else can offer no credit check mobiles, follow our tips above now and try applying at one of the recommended networks. You may surprise yourself, as getting approved for a contract mobile phone is A LOT easier than you may think.
If your credit history is really bad, then apply for a SIM Only contract now to get accepted.